Dr. Ruth Wandhöfer operates at the nexus of finance, technology and regulation, passionate about creating the digital financial ecosystem of the future. After a distinguished career of over a decade with Citi, Ruth is now an independent Non-Executive Director on the boards of Permanent TSB and Digital Identity Net as well as a Partner at Gauss Ventures. She is a Strategic Adviser of the European Third-Party Provider Association (ETPPA) and Adviser at Coinfirm. Until recently she has served as independent Non-Executive Director on the Board of the London Stock Exchange Group and Pendo Systems Inc. Ruth was named 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’, identified as one of the 100 Most Influential People in Finance 2012 by Treasury Risk Magazine. She received the ‘Women in Banking and Finance Award for Achievement’ in 2015 and in 2016, 2017 and 2018 she was named on the global ‘Women in Fintech Powerlist’ of Innovate Finance. She is a 2018, 2019 and 2020 Top 10 Global Fintech Influencer (Fintech Power 50).
Visiting Professor – London Institute of banking and finance
After a distinguished career of over a decade with Citi, Ruth is now an independent non-executive director on the boards of Permanent TSB and Digital Identity Net as well as a Partner at Gauss Ventures – a VC firm focused on early stage FinTech investment.
Ruth is also a Strategic Adviser of the European Third Party Provider Association (ETPPA) as well as Adviser of RTGS.global. Until recently she served as independent non-executive director on the Boards of the London Stock Exchange Group and Pendo Systems Inc and as Senior Adviser to KPMG. She also occasionally lectures at Queen Mary School of Law, London, and is a Visiting Professor at The London Institute of Banking & Finance.
Commercial banking, investment banking, banking regulation, corporate governance, fintech, regtech, blockchain, distributed ledger technology (DLT), venture capital
Bank of England Prudential Regulation Authority and Financial Services Authority, Senior Adviser: 2009–14
Citigroup/Citibank, Managing Director and Global Head Regulatory and Market Strategy, Treasury and Trade Solutions 2007–18
European Banking Federation. Senior Adviser: 2003–07
European Commission, Stagiaire: 2003
Commerzbank Real Estate Fund Hausinvest, Adviser Finance, Tax, Controlling: 2001–03
PhD, Finance, Cass Business School, City University of London: 2018
LLM, University of Kent: 2005–08
MA, International Politics, Centre Européen de Recherche Internationale Stratégique (CERIS) and Université Jean Monnet in Paris: 2003–04
MA, Financial Economics, University of Dundee, UK: 1997–2001
BA, Economics, Université Pierre-Mendès-France, Grenoble, France: 1999–2000